Investment Funds

Disclaimer: Michael Cradock is an Authorised Representative of La Trobe Financial Asset Management Limited ACN 007 332 363 Australian Financial Services Licence 222213 Australian Credit Licence 222213. No financial product advice is given by La Trobe Financial or its Authorised Representatives. La Trobe Financial is the issuer and manager of the La Trobe Australian Credit Fund ARSN 088 178 321. It is important for you to consider the Product Disclosure Statement for the Credit Fund in deciding whether to invest, or to continue to invest, in the Credit Fund. The PDS may be found by visiting www.latrobefinancial.com or ask for a copy by telephoning La Trobe Financial on 13 80 10 or by calling Michael Cradock on +61 (0)3 9034 3988. *Returns on La Trobe Financial’s investments are variable and paid monthly. Past performance is not a reliable indicator of future performance. The rates of return from the Credit Fund are not guaranteed and are determined by the future revenue of the Credit Fund and may be lower than expected. Investors risk losing some or all of their principal investment. An investment in the Credit Fund is not a bank deposit. Withdrawal rights are subject to liquidity and may be delayed or suspended. Visit La Trobe Financial’s website for further information. # While La Trobe Financial has 12 months under its Constitution within which to honour your redemption request if there is insufficient liquidity in the account at the time of your request, La Trobe Financial will make every endeavour to honour your redemption request from your Classic 48 hour Account within 2 business days, and your 90 Day Notice Account within 90 days. At the time of this document, there has never been a case in the history of the Fund when La Trobe Financial has not honoured a redemption request on time due to a lack of liquidity. Rate of return effective as at 1st August 2019.